Are there sort of “asset watchers” who find people’s bank account or asset information and provide the info to those who are after?
Planning A Wedding
they have their ways, but make them validate the debt in writing and if they do not validate and place a false judement
or access your bank account without your knowledge will
will sue them back plus attorney court and fees and defamation of characater and that includes Law Firms
Acting as Debt Collections.
read thru this website and stop talking on the phone with them
Those “asset watchers” include the state & the courts, who will happily assist collections agencies and/or attorneys if you are a debtor-of-record.
No, they cannot. A collection agency cannot freeze your assets, garnish your wages, put liens on your bank accounts without first getting a civil judgment against you.
kjerringami is correct, but once they have the judgment they will be able to come after you.
I do process serving and some “skip tracing” so I can assure you there are ways collection agents can locate your assets. For starters, they can go to the post office and request your mailing address (if you supplied them one). Your PO box will also be cross referenced on your credit reports to your address and/or SS#. From there they can access additional records.
Note that many states have a “judgment debtor” disclosure procedure where you are ordered to appear in court and supply all sorts of financial information, including your assets and where you are employed. Failure to respond to it will result in a bench warrant to be issued against you.
For now, just assume that they will be able to locate your assets, and start taking precautions to prevent it. Move your bank accounts, keep an eye on your property.
STUDLY is absolutely correct! For example. if you have property it is a simple call to the County Assessor’s office and all I would need is your name.
All other people are correct, but also it depends on the amount that you owe. Collections for credit cards will work with you, small payments taking 50% sometimes of what you owe. But I know that they will ttry and scare you but they wont, they have to hire lawyers and time is money.If you owe less than 10k its not worth it to them. Theylll call and mail you, bugging the hell out off ya, Western union has these prepaid credit cards, Green Dot,
Activation fee 35dls. I think. You can get as many as you want. I dont think these are traceable. But like I said, it depends on the amount that you owe really, if you owe like 50k or something outrageous, youre better of talking to a lawyer about Bankrupcy.That way you get to keep house and car.